STABLE Card Information
Put Your Money to Use with the STABLE Card
The STABLE Card is a debit card you can use to easily spend money from your STABLE Account. To request a STABLE Card, visit card.stableaccount.com/enroll. The card is available to all current STABLE Account holders at no cost!
The STABLE Card is a loadable prepaid debit card. It does not pull money directly out of your STABLE Account. Instead, you choose a specific amount of money to withdraw from your STABLE Account and load onto your STABLE Card. You can load as much or as little onto your card as you want, up to $15,000. You can use your STABLE Card to spend money anywhere MasterCard is accepted. Although it is a loadable card, it works just like a regular debit card.
If you are an Authorized Legal Representative on a loved one's STABLE Account, you can also request a companion card so that both you and your loved one have STABLE Cards.
Let the STABLE Card Keep Records and Track Expenses for You
Once you receive your STABLE Card, you can set up an online card login by visiting card.stableaccount.com. When you login to your STABLE Card portal, you can easily view, sort, and categorize all of your expenditures in one place. The STABLE Card portal allows you to mark every expense you make as either "Qualified" or "Non-Qualified." You can also write personal notes on every transaction, detailing exactly what you purchased and why. These unique features make it incredibly easy for STABLE Account users to report expenses to agencies like the IRS, SSA, or Medicaid, if necessary.
Transferring STABLE funds to an existing checking or savings account means commingling STABLE funds with other money. Commingling is confusing for account holders and government agencies, often making reporting requirements cumbersome. Using your STABLE Card lets you avoid commingling STABLE funds with other money - resulting in clean, easily traceable account activity.
Free to Get - Free to Use
The STABLE Card is available at no-cost to all STABLE Account users. Simply enroll today at card.stableaccount.com/enroll. There are no monthly fees on the STABLE Card. And as long as you choose to sign for purchases rather than process any transactions by using your PIN code, the STABLE Card is free to use nationwide. If you choose to input a PIN code when making a purchase, you will be charged a $0.49 transactional fee. You can easily avoid this charge by simply signing for all purchases rather than using a PIN code at the register.
Protection for Loved Ones - Including No Overdrafts!
The STABLE Card was designed with extra protection for those individuals who need it most. You cannot overdraft with your STABLE Card - if you attempt to make a purchase and you do not have enough money on the card to cover the purchase, your transaction will simply be declined. There are no overdraft fees!
For added protection, the STABLE Card will not work at online gambling sites, adult entertainment retailers, or cash access points. You can also sign up for SMS alerts to notify you of activity on your card.
The balance on your STABLE Card is also FDIC insured.
For a full description of STABLE Card Terms and Conditions, click here.
Please note: If you are an Authorized Legal Representative for someone else's STABLE Account, there may be certain restrictions on card issuance. Currently, Authorized Legal Representatives can only request STABLE Cards for up to five separate beneficiaries. Additionally, STABLE Cards can only be issued to individuals; cards cannot be issued to institutional entities or businesses acting as Authorized Legal Representatives.
This card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from MasterCard International Inc. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank ©2014.